Credit Card Utilization and Credit Score Explained
Utilization Rate and your credit score go hand in hand.
Calculating Utilization Rate
You take the open balance for a credit card and you divide by the credit limit.
Credit Card 1: 60000/10000 then multiply by 100 = 60%
Credit Card 2: 4000/6000 then multiply by 100 = 66.67%
Credit Card 3: 7000/8000 then multiply by 100 = 87.50%
Utilization Rate and Credit Score
The higher the utilization, the lower your credit score is. For credit score purposes, it will look at the credit cards individually and all together.
CC1 is 60%
CC2 is 66.67%
CC3 is 87.50%
Total 17000/24000 multiplied by 100 = 70.83%
Ideally you’d want the utilization for all of them to be at 30%, even better at 10% for each credit card and for the total in order to get the best credit score possible.
Essentially this means that you are not depended on credit cards and you manage your money.
I believe this is the same for loans, but I am not sure how loans affect credit score as of June 2024, which is the time of me writing this post.
I like to travel the world with food and I certainly did with this local treasure for the not so typical Chinese Cuisine.
WEI Sichuan Authentic Chinese Cuisine in Marietta, GA was a surprise to see on DoorDash when I looked on the menu.
About Sichuan Cuisine
What is Sichuan Cuisine?
Szechuan, also known as Szechwan or Sichuan cuisine, originates from the Sichuan Province in southwestern China and is known for its vibrant and bold tastes. This culinary style is distinguished by its generous use of chili peppers and the distinct taste of Sichuan peppercorn, which contribute to its noted pungency and spiciness. Ingredients like peanuts, sesame paste, and ginger also play significant roles in the flavor of Szechuan dishes.
How is Sichuan Different Than American Chinese Food?
American Chinese culinary is more sweeter and less spicy to appeal to a wider audience where Sichuan dishes embrace boldness and complexity. American Chinese often uses common ingredients that are are more common where Sichuan uses a diverse array of ingredients which include more exotic vegetables.
Sichuan cooking uses specialized techniques to enhance the freshness and flavors of its dishes, focusing on a meticulous balance of tastes and textures. In contrast, American Chinese cuisine has adapted over time to suit local preferences and cooking techniques are used more for fast and convenience. While American Chinese food tends to blend elements from different Chinese regions into one offering, Sichuan cuisine retains its regional unique flavor.
WEI Authentic Chinese Cuisine Menu
Taking a look at the menu WEI Authentic Chinese Cuisine offers authentic Sichuan dishes alongside common Chinese Cuisines to suit a variety of tastebuds. They offer a wide variety of dishes featuring beef, chicken, seafood, tofu, lamb, and also duck.
If you happen to visit and are not one to try different foods, they still have the classics that you are familiar with like:
Beef and Broccoli
Orange Chicken
Sesame Chicken
Egg Rolls
Lo Mein Noodles and
Fried Rice
Orange Chicken from WEI Chinese Cuisine
What I Ordered
For my first time, I decided to try completely new dishes. I ordered the Bamboo Flounder Fish and Scallion Pancakes. And I would not mind trying more.
Bamboo Flounder Fish
By their menu description is: Lightly fried flounder with scallions, cumin, cilantro & numbing Sichuan peppercorns.
This was a light and flavorful fish. There was a generous amount of peppers, but it wasn’t hot like you would think. It was a pleasant bold flavor against the cooler notes of the cilantro.
The DoorDash presentation doesn’t do the flavor justice.
I found this image of the Bamboo Flounder Fish from one of their reviews to show what it looked like dining in.
Scallion Pancakes
I typically don’t order an appetizer for lunch especially through DoorDash, but the Scallion Pancakes intrigued me. They did not disappoint. They weren’t thick like a breakfast pancake and more like a flat bread. I really liked the crispy chewy texture, though I would have preferred more scallions in the pancake.
Scallion Pancakes delivered via Door Dash
Scallion Pancakes also known as Green Onion Pancakes
Other Items On the Menu That I’ll Order Next
These items stood out to me and yes I have a list so next time I’ll know what to get.
Roasted Duc, I’d dine there for this one instead of having it delivered.
DOUBLE COOKED PORK BELLY cooked with cabbage, bell peppers, jalapeños, leeks, hot chili oil & broad bean sauce
WOOD EAR MUSHROOM SALAD, which is spicy and with wild peppers and Chinese black vinegar
When I came across Matthew McConaughey’s commencement speech late 2019, I rewatched it over and over like a kid watching their favorite cartoon. It allowed me to figure a few things out after a life-changing event that year.
I created a series of posts with each video segmented and the transcript. The full playlist on YouTube is here.
Click on the series number to go to each one:
Introduction
Can you hear me? Can you hear me? You hear me? Okay. Congratulations class of 2015. You guys and girls, and young men and women are the reason I’m here.
I’m really looking forward to talking with you all tonight. You heard my dad played football here and I believe he even graduated from here. That was some extra incentive for me to come. Short and sweet or long and salty? A sugar doughnut or some oatmeal?
Now, out of respect for you and your efforts in getting your degree, I thought long and hard about what I could share with you tonight. Did I want to stand up here at a podium and read you your rights? Did I want to come up here and just share some funny stories.
I thought about what you would want, I thought about what you might need. I also thought about what I want to say and what I need to say. Hopefully, we’re both going to be happy on both accounts.
As the saying goes, take what you like, leave the rest. Thank you for having me.
So before I share with you some what I do knows, I want to talk with you about what I don’t know.
I have two older brothers. One was in high school in the early 1970s. And this was a time when a high school GED got you a job, and the college degree was exemplary.
My other brother, Pat, was in high school in the early 80s. And by this time, the GED wasn’t enough to guarantee employment. He needed a college degree. And if you got one, you had a pretty good chance of getting the kind of job that you wanted after you graduated.
Me, I graduated high school in 1988. Got my college degree in 1993. And that college degree in ’93 did not mean much. It was not a ticket. It was not a voucher. It was not a free pass go to anything.
So I asked the question, what does your college degree mean?
It means you got an education. It means you have more knowledge in a specific subject, vocation. It means you may have more expertise in what your degree is in. But what’s it worth in the job market out there today? We know the market for college graduates is more competitive now than ever.
Now, some of you already have a job lined up, you’ve got a path where today’s job is going to become tomorrow’s career. But for most of you, the future is probably still pretty fuzzy. And you don’t have that job that directly reflects the degree you just got. Many of you don’t even have a job at all.
Think about it. You’ve just completed your scholastic educational curriculum in life, the one that you started when you were five years old in kindergarten up until now, and your future may not be any more clearer than it was five years ago. You don’t have the answers and is probably pretty damn scary.
And I say that’s okay.
Because that is how it hits. This is the reality that many of you are facing. This is the world that we live in. And while I’m not here to discourage you, or in any way, belittle your accomplishments tonight, which I’d like to applaud that one more time. You graduated.
Now, I’m not here to be a downer on that. Let’s get that straight.
But I am here to talk brass tacks. I want to skip the flattery and the attaboys. Because I do know this.
The sooner that we become less impressed with our life, with our accomplishments, with our career, with whatever that prospect is in front of us, the sooner we become less impressed and more involved with that and these things, the sooner we get a whole lot better at doing it.
So I’m going to talk to you about some things I’ve learned in my journey. Most from experience, some of them I heard in passing, many of them I’m still practicing, but all of them I do believe are true.
Now, they may be truth to me, but don’t think that that makes them mine because you cannot own the truth.
So please think of these as signposts, approaches paradigms, that give some science to satisfaction. They’re yours to steal, they’re yours to share, liken to your own lives, to personally apply in your own lives in your own way should you choose to.
So here we go.
Number One
And this should come up on the jumbotron, life’s not easy. Is it up there. Life is not easy. It is not.
Don’t try to make it that way. Life’s not fair.
It never was, it isn’t now, and it won’t ever be.
Do not fall into the trap, the entitlement trap of feeling like you’re a victim. You are not. Get over it and get on with it.
And yes, most things are more rewarding when you break a sweat to get them back.
Fact.
Number Two
Unbelievable is the stupidest word
I love this one. Unbelievable is the stupidest word in the dictionary. Should never come out of our mouths.
Think about it.
To say, what an unbelievable play. It was an unbelievable book, an unbelievable film, an unbelievable act of courage. Really? It may be spectacular, it may be phenomenal, most excellent or outstanding.
But unbelievable?
Give others and yourself more credit. It just happened. You witnessed it. You just did it. Believe it.
What about the other side of unbelievable? That side when we humans underperform or act out of our best character.
For instance:
Man flies a suicide jet into the World Trade Center.
Millions died from diseases every day that we have cures for.
Bob the Builder swears that he’s going to have your house built by Thanksgiving and you can’t move in until Christmas the next year.
Our best friends lie to us.
And we lie to ourselves all the time.
Unbelievable? I don’t think so.
Again, it just happens and it happens every day.
Nothing that we Homo Sapien earthlings do is unbelievable. And if there’s one thing you can depend on people being, its people. So we shouldn’t be surprised.
We, us are the trickiest mammals walking the planet. I’m not worried about the monkeys. I’m worried about you and me.
So acknowledge the acts of greatness as real and do not be naïve about mankind’s capacity for evil nor be in denial of our own shortcomings.
Number Three
Choose Joy, Not Happiness
Happiness is an emotional response to an outcome. If I win, I will be happy. If I don’t, I won’t. It’s an if, then cause and effect, quid pro quo standard that we cannot sustain, because we immediately raise it every time we attain it. See, happiness demands a certain outcome. It is result reliant.
And I say if happiness is what you’re after, then you’re going to be let down frequently and you’re going to be unhappy much of your time.
Joy, though, joy is a different thing. It’s something else. Joy is not a choice. It’s not a response to some result. It’s a constant. Joy is the feeling that we have from doing what we are fashioned to do, no matter the outcome.
Now, personally as an actor, I started enjoying my work and literally being more happy when I stopped trying to make the daily labor a means to a certain end.
For example, I need this film to be a box office success. I need my performance to be acknowledged. I need the respect of my peers. All those are reasonable aspirations. But the truth is, as soon as the work, the daily making of the movie, the doing of the deed became the reward in itself for me, I got more Box Office, more accolades and respect than I ever had before.
See, Joy is always in process. It’s under construction. It is in constant approach. Alive and well in the doing of what we’re fashion to do and enjoying.
Number Four
Define Success For Yourself, Not Anyone Else
Define success for yourself. You already liked that one. Define success for yourself. Now, check this out.
I’m in south of New Orleans a few years ago, and I went to a voodoo shop. And they had this wooden partition against the wall of these columns. In these columns were all these vials of these magic potions, right?
And the headings above each potion defining what they would give you were things like fertility, health, family, legal help, energy, forgiveness, money.
Guess which column was empty? Money.
Let’s admit it. Money is king today, is what makes the world go round. It is success. The more we have, the more successful we are, right? I would argue that our cultural values have even been financialized.
Humility is not vogue anymore. It’s too passive. It’s a get rich quick on the internet, rich as 15 minutes of fame world that we live in, and we see it every day. But we all want to succeed, right?
So the question that we got to ask ourselves is what success is to us? What success is to you? Is it more money? That’s fine. I got nothing against money. I don’t.
Maybe it’s a healthy family. Maybe it’s a happy marriage. Maybe it’s to help others, to be famous, to be spiritually sound, to leave the world a little bit better place than you found it. Continue to ask yourself that question.
Now, your answer may change over time and that’s fine. But do yourself this favor. Whatever your answer is, don’t choose anything that will jeopardize your soul.
Prioritize who you are, who you want to be, and don’t spend time with anything that antagonizes your character. Don’t drink the Kool-Aid. It tastes sweet but you will get cavities tomorrow. Life is not a popularity contest. Be brave. Take the hill. But first answer that question.
What’s my hill? So, me, how do I define success?
For me myself. Well, for me, it’s a measurement of five things.
We got fatherhood.
We got being a good husband.
We got my health, mind, body and spirit.
We got career.
We got friendships.
These are what’s important to me in my life right now.
So I try to measure these five things each day. I check in with them. I like to see whether or not I’m in the debit section or the credit section with each one. Am I in the red or I’m in the black? You follow?
For instance, sometimes say my career’s rolling. All right, it’s way up here in the black. But I see how my relationship with my wife maybe could use a little bit more of my attention. I got to pick up the slack on being a better husband. Get that one out of the red.
Or say my spiritual health could use some maintenance. It’s down here, but hey man, my friendships and my social life, they’re in high gear.
I got to recalibrate. Checks and balances. I got to go to church, remember to say thank you more often or something. But I got to take the tally, because I want to keep all five in healthy shape. And I know that if I don’t take care of them, if I don’t keep up maintenance on them, one of them is going to get weak, man.
It’s going to dip too deep into the debit section, it’s going to go bankrupt, it’s going to get sick, died. So first, we have to define success for ourselves.
And then we have to put in the work to maintain it. Take that daily tally. Tend to our garden, keep the things that are important to us in good shape. I mean, let’s admit it.
We’ve all got two wolves in us, a good one and a bad one, and they both want to eat. The best I can tell, we just got to feed that good one a little more than the other one.
Here we go.
Number five
Our identity
Process of elimination is the first step to our identity, a.k.a, where you are not is as important as where you are.
1992, I got my first job as an actor. Three lines, three days work, in a film called Dazed and Confused. All right. All right. All right. There we go.
So this director of that film, Richard Linklater, he kept inviting me back to set each night, putting me in more scenes which led to more lines, all of which I happily said yes to. I mean, I’m having a blast. People are telling me I’m good at what I’m doing. And they’re writing me a check for $325 a day.
I mean, hell yeah, give me more scenes. I love what I’m doing.
Well, by the end of the shoot, by the end of the film, those three lines and turned into over three weeks worth, and it was mine. It was Wooderson since 1970 Chevelle that we went to go get Aerosmith tickets in. Yeah, it was badass.
Well, a few years ago, I’m watching this film again. And I noticed two scenes that I really shouldn’t have been in. In one of these scenes, my character, Wooderson, I exit screen left to head somewhere, and then I reenter the screen to double check if any of the other characters wanted to go with me.
Now, in rewatching the film, and you’ll agree if you know Wooderson, Wooderson is not a guy who would ever say, later, and then come back to see if you were sure you didn’t want to go. Now, when Wooderson leaves, Wooderson is gone. He does not stutter step, flinch, rewind, ask twice or solicit.
You know what I’m talking about? Wooderson has better things to do like liking those high school girls, man, because I get older and they stay the same age.
The point is, I should not have been in that scene. I shouldn’t have come back.
I should have exited screen left and never come back. But back then making my first film, getting invited back to the set, cashing that check and having a ball, I wanted more screen time. I wanted to be in the scene longer and more and come back into the scene. Right?
But I shouldn’t have been there. Wooderson shouldn’t have been there.
It is just as important where we are not as it is where we are.
Look, the first step that leads to our identity in life is usually not, I know who I am. I know who I am.
That’s not the first step. The first step is usually, I know who I am not. Process of elimination. Defining ourselves by what we are not is the first step that leads us to really knowing who we are.
You know that group of friends that you hang out with that really might not bring out the best in you? They gossip too much or they’re kind of shady. They really aren’t going to be there for you in a pinch.
How about that bar that we keep going to that we always seem to have the worst hangover from? Or that computer screen, that computer screen that keeps giving us an excuse not to get out of the house and engage with the world and get some real human interaction? How about that food that we keep eating?
The stuff that tastes so good going down, it makes us feel like crap the next week, we feel lethargic and we keep putting on weight. Well, those people, those places, those things, stop giving them your time and energy.
Just don’t go there.
I mean, put them down. And when you do this, when you do put them down, when you quit going in there and you quit giving them your time, you inadvertently find yourself spending more time and in more places that are healthy for you, that bring you more joy.
Why? Because you just eliminated the who’s, the where’s, the what’s and the when that were keeping you from your identity. Trust me, too many options. I promise you, the too many options will make a tyrant of us all.
So get rid of the excess, the wasted time. Decrease your options.
If you do this, you will have accidentally, almost innocently put in front of you what is important to you by process of elimination. Knowing who we are is hard. It’s hard. So give yourself a break.
Eliminate who you are not, first, and you’re going to find yourself where you need to be.
Number Six
Gratification
Don’t leave crumbs and the beauty of delayed gratification.
So what a crumbs? The crumbs I’m talking about are the choices that we make that make us have to look over our shoulder in the future.
You didn’t pay that guy back the money that you owed him and tonight you just saw him three rows behind you. Shit.
You slept around on your spouse and you just found out that tomorrow she and the lady you’re having an affair with are going to be at the same PTA meeting. Shit again.
You drank too much last night, you’re too hungover to drive your son to his 8:00 a.m. Saturday morning baseball practice.
These are the crumbs. They come in the form of regret, guilt and remorse.
You leave crumbs today, they will cause you more stress tomorrow. And they disallow you from creating a customized future in which you do not have to look over your shoulder.
So let’s flip the script.
Instead of creating outcomes that take from us, let’s create more outcomes that pay us back, fill us up, keep your fire lit, turn you on for the most amount of time in your future.
These are the choices I’m talking about. And this is the beauty of delayed gratification.
Tee yourself up.
Do yourself a favor, make the choices, the purchases today that pay you back tomorrow.
Residuals.
In my business, we call it mailbox money. If I do my job well today, and that movie keeps rerunning on TV, five years from now, I’m getting checks in the mailbox.
It’s a heck of a deal.
So whether it’s prepping the coffee, make it the night before, so all you got to do is press the button in the morning. Or getting ready for the job interview early so you don’t have to cram the night before. Or choosing not to hook up with that married woman because you know you’re going to feel horrible about it tomorrow, and your husband carries a gun. Or paying your debts on time so that when you do see that guy three rows back tonight, you don’t have to hunker down in your seat hoping that he don’t see you.
Get some ROI.
You know what that is? Return on Investment.
Your investment. You, customize your future.
Don’t leave crumbs.
Number Seven
Dissect your successes and the reciprocity of gratitude.
We so often focus on failure, don’t we?
We study failure. We’re obsessed with failure, we dissect failure in our failures.
We dissect them so much we end up intoxicated with them to the point of disillusion.
When do we write in our diary? Usually when we’re depressed. What do we gossip about? Other people’s flaws and limitations.
We can dissect ourselves into self-loathing if we’re not careful. I find that most of the times our obsession with what is wrong, just ends up breeding more wrong, more failure.
And the easiest way to dissect success is through gratitude. Giving thanks for that which we do have, for what is working, appreciating the simple things we sometimes take for granted. We give thanks for these things and that gratitude, reciprocates, creating more to be thankful for.
It’s really simple and it works.
Now, I’m not saying be in denial of your failures. No.
We can learn from them too, but only if we look at them constructively, as a means to reveal what we are good at, what we can get better at, what we do succeed at.
Personally, I’ve read a whole lot of my bad reviews. I’ve had quite a few written by the more talented critics. They are the ones who give constructive bad reviews. They reveal to me what did translate in my work, what came across, what was seen or what wasn’t.
Now, I don’t obsess on the unfavorable aspect of their review, but I do see what I can learn from it. Because their displeasure actually uncovers and makes more apparent what I do, do well, what I am successful at, and then I dissect that.
Life’s a verb.
We try our best, we don’t always do our best. Our architecture is a verb as well.
Yes, it is. And since we are the architects of our own lives, let’s study the habits, the practices, the routines that we have that lead to and feed our success, our joy, our honest pain, our laughter, our earn tears.
Let’s dissect that, and give thanks for those things.
And when we do that, guess what happens? We get better at them. And we have more to dissect.
Number Eight
Make voluntary obligations
Mom and dad, since we were young, they teach us things as children. Teachers, mentors, the government and laws, they all give us guidelines for which to navigate this life. Rules to abide by in the name of accountability.
I’m not talking about those obligations. I’m talking about the ones that we make with ourselves, with our God, with our own consciousness. I’m talking about the you versus you obligations.
We have to have them. Again, these are not societal laws and expectations that we acknowledge and endow for anyone other than ourselves. These are faith-based obligations that we make on our own.
These are not the lowered insurance rates for a good driving record.
You will not be fined or put in jail if you do not gratify these obligations I speak of.
No one else governs these, but you. They are your secrets with yourself, your own private counsel, personal protocols. And while nobody throws you a party when you abide by them, no one’s going to arrest you when you break them either.
Except yourself.
Or some cops who got a disturbing the peace call at 2:30 in the morning because you were playing bongos in your birthday suit. That was me.
An honest man’s pillow is his peace of mind. And when you lay down on that pillow at night, no matter who’s in your bed, we all sleep alone.
These are your personal Jiminy Cricket, and there are not enough cops in the entire world to police them.
It’s on you. It’s on you.
Number Nine
From can to want
All right, check this out.
In 1995, I got my first big paycheck as an actor. I think it was 150 grand. The film I was on was Boys on the Side and we were shooting in Tucson, Arizona. I had this sweet little adobe guest house on the edge of the Saguaro National Park. The house came with a maid, my first maid.
It was awesome.
So I got a friend over one Friday night, we’re having a good time and I’m telling her about how happy I am with my setup.
The house, the maid, especially the maid. I’m telling her look, this lady, she cleans the place up after I go to work. She washes my clothes, the dishes puts fresh water by my bed, leaves me cooked meal sometimes. She even presses my jeans.
My friend she smiles at me happy that I’m excited over this. She says, “Well, that’s great, Matthew. If you like your jeans pressed.”
I kind of looked up at her, my jaw caught hanging open. I stuttered a moment. Had that dumb ass look that you get when you just been told the truth and you didn’t think about it.
It hit me. I hate that line going down the front of my jeans. I hate that line. And it was then for the first time that I noticed it.
I never thought about not liking that starched line down the front of my jeans because I’ve never had a maid iron my jeans before.
And since she did now for the first time of my life, I just liked it because I could get it. I never thought about if I really wanted it. Well, I didn’t want it there. That line.
And that night I learned something, just because you can, nah. Come on. It’s not a good enough reason to do some. Even when it means having more, be discerning.
Choose it because you want it.
Do it because you want to.
I’ve never have my jeans pressed again. I hate that line.
Number 10
A roof is a man-made thing
This may cut a little close to the bone since the geography, but I think we all were there and we will all remember where we were.
But in January 3rd, 1993, it was the NFL playoffs, and your Houston Oilers were playing the Buffalo Bills. The Oilers were up 28-3 at half time, 35-3 early in the third. Frank Reich and the Bills come back to win 41-38 in overtime for one of the greatest comebacks in NFL history.
Yeah, the Bills won, but they didn’t really beat the Oilers. The Oilers lost that game, they beat themselves. You all remember that? Why? Why they beat themselves? Or how?
Was it because at halftime, they put a ceiling, roof, a limit on their belief in themselves, aka, prevent defense? Or maybe they started thinking about the next opponent in the playoffs at halftime. I mean, they were up, then they came out, played on their heels.
Lost the mental edge the entire second half and voila, they lost.
In a mere two quarters, defensive coordinator, Jim Eddy went from being called the defensive coordinator of the year and the man first in line to be a head coach next year, to a man without a job in the NFL.
You ever choked? Nobody has ever choked?
I have. You know what I’m talking about.
Fumbling at the goal line.
Stuck a foot in your mouth once you got to the microphone.
Had a brain freeze on the exam that you were totally prepared for.
Forgot the punch line to a joke in front of 4,000 graduating students at the University of Houston commencement.
Or maybe you’ve had that feeling of, oh my god, life just cannot get any better than this moment.
And ask yourself, do I deserve this? Now, what happens when we get that feeling?
We tense up, we have this sort of outer body experience where we are literally seeing ourselves in the third person. And we realize that the moment just got bigger than us.
Ever felt that way? I have.
It’s because we have created a fictitious ceiling, a roof, to our expectations of ourselves. A limit where we think it’s all too good to be true. But it’s not. And it’s not our right to say or believe it is.
We shouldn’t create these restrictions on ourselves. A blue ribbon, a statue, a score, a great idea, the love of our life, a euphoric bliss. Who are we to think that we don’t deserve or haven’t earned these gifts when we get them?
It’s not all right. But if we stay in process within ourselves in the joy of the doing, we will never choke at the finish line. Why? Because we aren’t thinking of the finish line. Because we’re not looking at the clock. We’re not watching ourselves on the jumbotron performing the very act that we’re in the middle of.
No, we’re in process.
The approach is the destination and we’re never finished.
Bo Jackson, what he do? He used to run over the goal line, through the end zone and up the tunnel. The greatest snipers and marksmen in the world, they don’t aim at the target. They aim on the other side of the target.
We do our best when our destinations are beyond the measurement, when our reach continually exceeds our grasp, and when we have immortal finish lines.
And when we do this, the race is never over, the journey has no port. The adventure never ends, because we are always on the way.
So do this. Do this and let them, let somebody else come up and tap you on the shoulder and say “Hey, you scored.” Let them run up and tap you on the shoulder and say, “You won.” Let them come to you, “You go home now.” Let them say, “I love you too.” Let them say thank you.
Take the lid off the man made roofs that we put above ourselves and always play like an underdog.
Here we go.
Number Eleven
Turn the page
The the late great University of Texas football coach Darrell Royal.
If you all remember him, he won the National Championship in ’69, he won a couple of National Championships. Remember Darrell Royal? He was a friend of mine and a good friend of many people.
Now, a lot of people looked up to this man. One of the people that looked up to him was a musician named Larry.
Now, at this time in his life, Larry was in the prime of this country music career. He had number one hits and his life was rolling. And he had picked up a bad habit of snorting the white stuff somewhere along the line.
And at one particular party after a bathroom break, Larry went confidently up to his mentor Darrell, and he started telling him a story.
Coach Royal listened, as he always had. And when Larry finished his story and was about to walk away, Coach Royal put his gentle hand on his shoulder and he very discreetly said, “Hey, Larry, you got something on your nose there, bud.”
Larry immediately hurried to the bathroom mirror where he saw some of the white powder that he hadn’t cleaned up his nose.
He was ashamed. He was embarrassed as much because he felt so disrespectful to coach Royal and as much because he’d obviously gotten too comfortable with the drug to even hide it as well as he should.
Well, the next day, Larry went to coach’s house. He rang the doorbell, coach answered and he said, “Coach, I need to talk to you.” Darrell said, “Sure, come on in.”
Larry confessed. He purged his sins to coach. He told him how embarrassed he was and how he had lost his way in the midst of all this fame and fortune. And towards the end of an hour, Larry who was in tears, he asked coach, he said, “Coach, what do you think I should do?”
Coach, being a man of few words just looked at him and calmly said, “Larry, I have never had any trouble turning the page in the book of my life.”
Larry got sober that day, and he’s been sober for the last 40 years. You ever get in a rut? You know I’m talking about? Getting the funk. Stuck on the merry-go-round of a bad habit? I have.
Look, we’re going to make mistakes. You got to own them. Then you got to make amends. And then you got to move on. Guilt and regret kills many a man before their time.
So turn the page, get off the ride.
You are the author of the book of your life.
Turn that page.
Number 12
Give your obstacles credit
You know those No Fear T-shirts that were out. I don’t know. Maybe you used to wear them 10 years ago, No Fear. You may remember those or is it just me? I saw them everywhere.
All right. I don’t get them and I never did. I mean, I try to scare myself at least once a day. I mean, I get butterflies every morning before I go to work. I was nervous before I got here to speak tonight.
I think fear is a good thing. Now, why? Because it increases our need to overcome that fear.
Say your obstacle is fear of rejection.
You want to ask her out or you want to ask him out, but you fear that he or she may say no.
You you want to ask your boss for that promotion, but you’re scared he’s going to think you’re overstepping your bounds.
Well, instead of denying those fears, declare them. Say the fear out loud, admit it, give them the credit they deserve.
Don’t get all macho, and act like they’re no big deal. And don’t get paralyzed by denying that they exist and therefore abandoning your need overcome them.
I mean, I’d even subscribe to believe that we’re all destined to have to do the thing that we fear the most anyway, at some point. So give your obstacles credit and you will,
One, find the courage to overcome them.
Or you will two, see more clearly that they’re not really worth prevailing over.
So be brave, have courage.
And when you do, you get stronger, you get more aware, you get more respectful of yourself, and that which you fear.
Number Thirteen
So how do we know when we cross the truth? 13. Someone’s asking, why did I pick 13? That’s an unlucky number. I don’t know when 13 got the bad rap and became the mongrel of numerology. It’s never done me wrong 13. In fact, 13 has been a pretty lucky number for me and I want to tell you how.
I’ve always taken these 21-day trips by myself to far off places where I usually don’t know the language and nobody knows my name. They’re adventures, one, but they’re also a purge. They’re a cleanse for me, they’re like a 21-day fast from attention, from all the things I have in my well-appointed life.
They’re a check-out so I can check-in with me. See how I’m doing. Be forced to be my own and my only company, to have a look in my mirror. And we all know what can happen when we do that. Sometimes we do not like what we see.
Well in 1996, right after I got famous from the film I did call the time to kill, I headed out on one of these 21-day walkabout, and this time to the jungles in the mountains of Peru. The sudden fame that I just gotten was somewhat unbalancing.
My face was everywhere. Everyone wanted a piece of me. People I’ve never met were swearing that they love me. Everywhere I went, there I was on a billboard, a magazine cover. It was just weird, overall. I was asking myself, what’s the reality in this and what’s the bullshit? Did I deserve all this?
These were all questions I was asking myself. Who was I was another. Now there’s always an initiation period with these trips. An amount of time that it takes for the place to initiate the traveler. The time it takes to disconnect from the world that we just left and become completely present in the one we are traveling in.
For me, that initiation period usually last about 13 days, 13 hellish days until I’m out of my own way. And after that, the whole trip is really fun and smooth sailing.
Well, it was the night of the 12th day in my 21 day trip. I’m settling into camp. I’d already hiked 80 miles to this point, and I had a three day trek ahead of me to Machu Picchu. And I was full on sick of myself.
Wrestling with the loss of anonymity, I was guilt ridden for sins of my past, I had a lot of regret. I was lonely, disgusted with my company, mine. And I was doing a pretty good job of mentally beating the shit out of myself. Grappling with these demons on this night, I couldn’t sleep. All of these badges and banners and expectations and anxieties that I was carrying with me,
I needed to free myself from them. Who was I? I asked myself. I mean, not only on this trip, but in this life.
So I stripped down to nothing. I took every moniker that gave me pride and confidence, all the window dressings, the packaging around the product, I discard them all. I got rid of my lucky and faithful American cat. I stripped off all my talismans from adventures past. I even discarded my late father’s gold ring with an M on it that he gave to me. It was a meltdown of he and my mom’s class rings and gold from my mom’s teeth. I even got rid of that.
I was naked, literally and figuratively. And I got sick. Soaked in sweat, I [inaudible 00:40:40]. Now, a few hours later, I woke on this 13th morning to a rising sun, surprisingly, fresh and energized. I dressed, made some tea and I went for [inaudible 00:40:51] destination Machu Picchu but rather to nowhere in particular.
My gut was still a bit piqued from last night’s purge but I curiously felt pretty good. I felt alive. Felt clean. I felt free and light.
Along a muddy path on this walk, I turned a corner. And there in the middle of the road was was this mirage in the most magnificent pinks and blues and red colors that I’d ever seen.
It was electric, glowing and vibrant, just hovering just off the surface of the jungle floor as if it was plugged into some neon power plant. I stopped. I stared. There’s no way around it. The jungle floor in front of me was actually thousands of butterflies there in my path.
It was spectacular.
So I stayed awhile. And somewhere in my captivation, I heard this little voice inside my head say these words, “All I want is what I can see. And all I can see is what’s in front of me.”
Now, at that moment for the first time in this trip, I had stopped anticipating what was around the corner. For the first time I stopped thinking about what was coming up next. What was up ahead.
Time slowed down. I was no longer in a rush to get anywhere. And my anxieties were greatly eased.
Few hours later, I returned to camp. Packing for my continued journey [inaudible 00:42:30]. Even the local Sherpas I was traveling with, they noticed calling out to me. [foreign language 00:42:36], which means, you are light, in Spanish.
See, I forgave myself that morning. I let go of the guilt. The weight that was on my shoulders was lifted, my penance was paid. And I got back in good graces with my God and I shook hands with myself.
My best friend, the one that we’re all stuck with anyway, ourselves. And from that morning on, the adventure was awesome.
I was present, I was out of my own way. I was anticipating next. I was embracing only what was in front of my eyes and giving everything that justice that it deserved.
Takeaway
Truth
See, I crossed the truth that morning.
Now did I find it? I don’t know.
I think it found me.
Why? Because I put myself in a place to be found. I put myself in a place to receive the truth. So how do we know when we crossed the truth? Well, I think the truth is all around us all the time. I mean, I think the answer, it’s always right there, right there.
I think it’s all around us. We just don’t always see it. We don’t always grasp it, hear it, access it. Usually because we’re not in the right place to do so. So what do we do?
First, I believe we’ve got to put ourselves in the place to receive the truth.
We live in an extremely noisy world with all kinds of frequencies coming at us. We got commitments, we got deadlines, fix this, do that, plans, expectations, and they all make it hard to get clarity and peace of mind.
So we have to consciously put ourselves in places to receive that clarity. Now, that may be prayer, that may be meditation, that may be a walk about, that may be being in the right company, a road trip, whatever it is for you, schedule that time.
Schedule it. So, if we do that, if we hear it, if we put ourselves in a place to hear it and we do, and it’s become clear, a truth, natural and infinite, then the second part comes, which is to personalize it.
Ask yourself how it works for you. How it applies to you personally. Why you need it in your life, specifically. And if you do that, then comes the third part, have the patience to internalize it. And get it from our intellectual head, thinking about it and into our bones and our soul and our instinct.
Now we cannot rush this part, it does take time.
So if we get that far, we’ve received it, we personalize it and we’ve internalized it. If we make it that far, then comes to biggie man, this comes the fun one. Got to have the courage to act on it. To actually take it into our daily lives and practice it. To make it an active part of who we are and live it. If we can do that, then we have what I believe is heaven right here on earth. And that’s the place where what we want is also just what we need. I mean, that’s the ticket, isn’t it? Think about it. I know that’s what I want to live.
So, while we’re here, and they’re going to run across the jumbotron, let’s make it a place where we break a sweat.
Where we believe, where we enjoy the process of succeeding in the places in ways that we are fashioned to. Where we don’t have to look over our shoulder because we’re too busy doing what we’re good at. Voluntarily keeping our own counsel because we want to.
Traveling towards immortal finish lines, we write our own book.
Overcoming our fears, we make friends with ourselves. And that is the place that I’m talking about.
Be happy they say. Don’t dwell on the past they say. Be positive they say. We’ve all heard these and they’re not lies. The reality is this: it’s easier said than done and that’s perfectly fine, but it is possible.
I’m starting off with what happened earlier today and then break down the concept.
I went to the mechanic today with title in hand to sell my car, pretty much it’s worth nothing with a blown engine. I was there before the shop opened to get my things out of it. It was full of camping, kayaking, dog stuff and a few random things. I was excited because I was able to get the car rack off of it. I didn’t install it, so was happy to figure it out. I had already excepted that I may have to leave it, it I couldn’t figure it out.
When I finished, I hollered in the back to let him know. He came up in a few minutes and said you’re always happy. I’m sure his customers are typically upset because of car problems and we had always talked on the phone.
I told him I’ve had guns held to my head and years of just shittiness. That’s all there, but I don’t have the time to mess with that time. It won’t do any good.
We went on with the paperwork and had ourselves a random heart to heart talk.
Here’s the reality of it all
First of all, if you have kept reading to this in search of the answer, let me say that I don’t know what happened to you, maybe you have been through something terrible and the past holds a lot of pain that you can’t shake off or maybe when you think of the future you’re stuck believing that there were things that you could’ve changed and things would be different.
I’m sorry to tell you, but it doesn’t work that way. I felt that way and that was a reality for me at one point.
Running away from your past will not make it go away.
Running away from your past will not make it go away. The past is a part of you, and it’s a part of your story and identity that cannot be changed or erased. If you try to run away from this, then you are running away from yourself. This is not healthy or advisable in any way! It can lead to depression, anxiety and other psychological problems in the future if left untreated.
The best thing you can do when it comes to dealing with negative emotions like guilt and shame is acknowledging them instead of ignoring them or pretending they don’t exist at all.
If you are not happy with the way things have been in the past, imagine how they can be in the future.
Don’t get sucked into this mind frame. I know that it’s hard when you are low, but to get out of it try to think of the future. Imagine how things can be if you were happy with them.
I’m not saying that it’s easy to change your life, but if we focus on the positive, there is a lot more hope for our futures.
The past can only rule your now if you allow it
The past is the past. It’s gone and can’t be changed, but it does not have to define and rule your present and future.
You only have one life to live, so don’t waste it on worrying about something that has already happened.
If you have learned from your mistakes and made changes in your life as a result of them, then the past has helped to shape who you are today and improved who you will become tomorrow.
Stop looking back and start moving forward
Don’t let the things that have happened to you in the past hold you back from living your best life today and into the future.
Don’t let regrets, failures, or mistakes keep you down. Don’t let them stop you from getting back up and trying again so that one day soon, these negatives will be just a distant memory — only serving as inspiration for what’s possible when we don’t give up on ourselves!
Your future is full of possibilities; don’t waste time worrying about what was or what could have been if only things had turned out differently (I know I am guilty of this one). Instead enjoy each moment as it comes because it’s those moments together with loved ones which make up our lives; not dwelling on how we wish things were different but instead celebrating all that has given us this moment together now!
Remember that however bad things were, however wrong you were treated, life is too short to carry around a heavy load of resentment and heartache
Remember that however bad things were, however wrong you were treated, life is too short to carry around a heavy load of resentment and heartache. Call me an idealist if you want, but I think it’s possible for everyone to live their lives without holding onto from the past. I’m not saying that you have to forget the past, or not have triggers from something traumatic.
It may take some time and effort to let go of your painful memories and move on from them, but it’s worth it in the end. For me there are a few people that I still hate, but I’m not to let their actions make me not live. And there are times, when certain things will spring up, but overall I’m not wallowing in the past situations.
For example: If someone cheated on you ten years ago and that person is still holding on to his or her indiscretion as if nothing happened (ahem), then you’re going to have a hard time letting go yourself because he or she hasn’t done so yet.
However, if you weren’t the one that did the cheating and you are expecting an apology from the person that did the cheating, then you’re not allowing yourself to get through it. Yes the cheating hurt and there’s distrust now. If you are still with said person, then you can’t expect an apology that you’ll never get. If you not with said person and you are still upset about it, in my opinion that’s totally fair, it just means that you haven’t gotten over the emotions of the situation. Now if you are not with said person and you don’t want to be in another relationship because you don’t want that the hurt to happen again, then you are allowing the past to rule your life. I’m not calling it right or wrong, it’s understandable. The reality is that you are allowing the past to rule and determine your life. Harsh to say, perhaps, however it is the truth.
Learn from your mistakes, but don’t let them change your attitude
You can’t change the past, but you can learn from it. That’s why it’s so important to recognize what went wrong and how you can do things differently in the future.
One of my favorite quotes is from JRR Tolkien (yes, I am a nerd), who said “there is no such thing as wasted time.” This means that even though you may feel like you’ve wasted your life because of some bad choices, it doesn’t mean that those choices were totally useless; they might actually have prepared you for something bigger and better down the road.
It’s true that every experience comes with some sort of lesson attached to it—even if that lesson is just learning how not to do something again!
I’ve made plenty of mistakes over my lifetime, but luckily they haven’t stopped me from going after my dreams or trying new things. As long as we keep learning from our mistakes and don’t let them define us or change our attitude towards other people or life itself we will be able to live happily ever after!
don’t dwell on what’s happened, keep moving forward and live Your life
You can’t change the past, but you can change your reaction to it. Many people become stuck in a pattern of thinking that they’ll never be able to live up to their potential or achieve their goals because of what happened in the past. But that’s not true! There are so many things out there waiting for you—you just have to look at them differently and see them as opportunities instead of obstacles. Don’t let your past dictate how you feel about yourself or how you live today.
Don’t let the past define your future. You are not your mistakes, and you have so much to look forward to! You can’t change what has happened in the past, but you can use those experiences to create a better future.
Cathy Gray
Cathy Gray is a natural adventurer in her personal and professional life. She adapts to overcome while maintaining an infectious laugh that will make you smile.
Professionally, Cathy currently works for an industrial hose and hydraulics company. While she was a green-horn in the hose business, she spearheaded the company’s eCommerce site from the ground up from a blank canvas to live and selling within 6 months. She continues to grow the company’s online and digital presence while increasing sales year over year.
To become more goal-oriented, it takes time but it can be done easily. Goal setting is a continuous process and people who are goal-oriented tend to achieve more in life.
It’s important to understand the difference between a goal and a goal-oriented person because a goal is something that you want to accomplish, while a goal-oriented person sets goals and works to accomplish them. A goal-oriented person is someone who is always thinking about what they want and what they need to do to get it. They are always thinking about the future.
How do you stay goal oriented?
If you want to stay goal oriented, you need to be clear about what your goals are. I find that having a vision helps me to get started. You need to know what you want to achieve, and then put a plan in place to make it happen. Having specific and measurable goals is the best way to stay on track. Make sure you break your goals down into smaller steps so you can track your progress along the way. And finally, don’t forget to celebrate your accomplishments as you reach each milestone!
How to you become more goal-oriented?
One way to become more goal-oriented is to set specific, achievable goals. Write down your goals and break them down into small, manageable steps. Make sure your goals are realistic and relevant to your current situation. Create a timeline for each goal and track your progress. Celebrate each accomplishment along the way and adjust your goals as needed. Surround yourself with positive people who support your goals and hold yourself accountable. Finally, don’t be afraid to ask for help when you need it.
Benefits of Becoming a Goal-Oriented oriented person
There are several benefits to becoming a goal-oriented oriented person.
More likely to succeed in their career and life because they will be able to focus on the bigger picture
get distracted by the little things
helps you to stay focused on what needs to be done
Helps you to avoid procrastinating
more organized and efficient by setting goals and tracking your progress
Helps manage your time and schedule effectively
Drawbacks of being Goal Driven
Do you have a tendency to focus too much on your goals and rush or start fast only to fall fast? You want to get that promotion, get that toned body – yesterday, or start that new job on Monday instead of Wednesday. But just don’t focus enough on your process.
One of the main drawbacks of becoming a goal-oriented person is:
that it can be overwhelming at first and that’s where people fail to get started
May not be able to complete all of them and it can be easy to get discouraged and give up.
People tend to feel bad or guilty when they do not reach a goal and it discourages them.
you can easily get caught up in the “goals versus action” dilemma. If you become too focused on achieving a goal, you may neglect to take the necessary actions to reach that goal.
If you have ever had a goal, you know how important it is to set one. When you set a goal, you are motivated to achieve it. However, if you become too focused on the goal, you may not be able to see the obstacles in your way. This can cause you to lose sight of the end result. In order to be productive, you need to be organized. This means that you need to be able to plan ahead, and that you need to be able to focus on the task at hand.
Sometimes people become fixated on having to have a todo list and feel the need to be busy. Being “busy” is not productive at all. Remember the “busy work” that you were given in school or that your manager gave you at your entry-level job. Yeah you didn’t it like it then so why would you like to do it now.
Remember than even if you don’t complete the tasks that you wanted to, remember the progress that you have made so for.
Remember to take the time out for yourself and to enjoy life. It’s way to short to be overly concerned about the small things. Progress is progress after all.
Tips for being goal-oriented in the workplace
Achieving goals at work can be a daunting task. It takes time, effort and perseverance to be successful. However, there are some tips that can help make the process a little bit easier. First, it is important to have a clear idea of what you want to achieve. Take the time to sit down and map out your goals, both short-term and long-term. Once you have a plan in place, it is important to stay focused and disciplined in order to reach your targets. Break your goals down into smaller tasks that can be easily accomplished and make a schedule outlining when each task should be completed. Finally, don’t be afraid to ask for help when needed. There is no shame in admitting that you need assistance in order to reach your goals; in fact, it can often show strength and determination.
Set Goals, Celebrate Progress, Be Happier
Setting goals can help you stay motivated and happy. When you have something to strive for, you are more likely to stay goal-oriented and celebrate your progress along the way. When you set goals, you are also more likely to be motivated to make progress towards those goals. For example, if you have decided to spend less money each month on groceries, you will be more likely to stay focused and continue making that change in your budget.
This will lead to a happier lifestyle overall.
These are some tips to be more goal-oriented and achieve achieve excellence in your role.
Plan Your Day
If you want to make progress on your goals, it’s important to plan your day in a goal-oriented way. Write down what you need to do to make progress on your goals, and then make sure you do those things. You’ll be surprised at how much progress you can make if you’re focused and intentional about it.
One way to set goals is to list 3 things that you will get done. These can be small daily tasks to larger milestones.
A student may list three subjects to study when they get home.
A salesperson may have a goal of following up with three leads in the morning.
A manager might want to check in on some employees throughout the day that were having difficulties the week before.
Separate larger goals into smaller actions
Achieving a large goal, such as creating a marketing plan, can seem daunting. But breaking the goal down into smaller, more manageable tasks can make it easier to achieve.
For example, with a marketing plan, you may use a basic marketing plan template to tailor and use at first, then add to it as needed. From there you may delve into deeper and complex scenarios.
This way you are gradually building the marketing plan without feeling overwhelmed by doing it all at once. By breaking larger goals into smaller actions, you can make progress towards your goal while still staying motivated.
Organize tasks by priority for your goal
There are many different ways to organize tasks, but one of the most effective methods is to prioritize them by goal. This way, you can focus on the task that will have the biggest impact for you.
To get started, decide what your goal is and write it down. Then, list all of the tasks you need to do to achieve that goal. Next, rank each task from most important to least important. Finally, start with the first task on your list and work your way down until you’ve completed them all.
Write Down Your Goals
In order to achieve success, it’s important to have a plan, to be organized, and write things down. This includes your short-term and long-term goals, as well as the steps you need to take in order to achieve them.
Writing down your goals helps you stay focused and motivated. It also allows you to track your progress and celebrate your accomplishments.
Develop productive habits
It’s no secret that productive habits result in a more successful and satisfying life. But what are productive habits, exactly? And how can you develop them? Productive habits vary from person to person, but they all have one thing in common: They make you more efficient and effective.
If you’re looking to cultivate more productive habits, start by identifying the areas of work where you want to see change. Maybe you want to be more productive at work, or maybe you’d like to be more organized at home. Once you’ve identified the areas of your life that need improvement, it’s time to get to work on developing productive habits.
One of the best ways to develop productive habits is to start small. Choose one or two habits to work on at a time, and make sure they’re realistic and achievable.
Regularly Track and Review Your Progress
When people set goals, they often don’t take the time to track their progress. This can be a big mistake, because it can make it difficult to determine whether you are on track to achieve your goals.
By tracking your progress, you can identify any areas where you need to make changes in order to reach your goal. Additionally, regularly tracking your progress can help keep you motivated and focused on achieving your goal.
Keep track of your progress so you can easily review them if you ever get side tracked. It happens to all us, but
Try Some time-saving strategies
There are a number of time-saving strategies you can try in order to make the most of your time. One such strategy is to prioritize your tasks and to focus on the most important ones first. This will help you to get the most important things done first and to avoid wasting time on less important tasks.
Another time-saving strategy is to try and batch similar tasks together. For example, if you need to make a number of phone calls, try and do them all at once instead of spreading them out over the course of the day. This will help you to use your time more efficiently and to avoid wasting time on unnecessary tasks.
Finally, another useful strategy is to delegate tasks to others whenever possible. If there are people who can help you with certain tasks, then delegate them and focus on other areas where you can be more productive. This will help you to save time and to get more done overall.
Cathy Gray
Cathy Gray is a natural adventurer in her personal and professional life. She adapts to overcome while maintaining an infectious laugh that will make you smile.
Professionally, Cathy currently works for an industrial hose and hydraulics company. While she was a green-horn in the hose business, she spearheaded the company’s eCommerce site from the ground up from a blank canvas to live and selling within 6 months. She continues to grow the company’s online and digital presence while increasing sales year over year.
Is your work or life in general ho-hum that you are just going through the motions on autopilot. At work, are you just there? If this is you now, there is not a good chance that you will find success if you continue.
Success is in your judgement and attitude. Success is doing what it is that you truly love. This does not mean that there aren’t struggles and battles along the way. It does mean that for most of the time, we are happy with what we are doing.
Success Starts Internally
First off, lets discuss mindset and attitude.
When your mindset and attitude is positive, you see the good things that are coming, and you don’t hyper focus on the bad. It makes life gentler and easier, not such a struggle all the time.
You are able to take appreciation from what you are doing. Your interacting with others in a more confident manner. Your self-talk and your words with others is much more happier and more cheerful and that makes it easier for you and everyone around you to be happier. It makes what you are doing more enjoyable.
Work on your mentality and your self-talk. Catch the negative ideas and words then change them to the positive.
When you start getting negative about yourself, remember:
it’s a trash can, not a trash can’t.
Success Externally
Now let’s discuss what you are doing.
To be successful you need to be doing something you love. That does not mean there will be some parts you don’t like so much or don’t do so well. However the majority of what you are doing will be what you enjoy.
How do you figure out what that is?
Let’s take a hint from your past.
Think about the times where you were doing something you were really happy doing. These instances don’t even have to be when you doing anything well. Anything that come to mind are called accomplishments.
The goal is to have more of them over a time.
Write them out then look for trends and bases affecting what you were doing, how you were doing it, what the conditions were, what you worked with and how you were relating with people.
Your list will give you a good idea of what you need to be doing. These will act as bases and trends.
The end is just as important as the beginning.